Understand the benefits of private health insurance

Australian Unity offers a range of covers that you can mix-and-match to meet your needs and your budget. Plus, as an Engineers Australia Member you’ll receive an on-going discount on your health insurance.

Australia has one of the world’s best public healthcare systems through Medicare. Why do many Australians still choose to have private health insurance?

That’s because private health insurance provides increased choice, convenience and flexibility.

With private hospital cover, you can be treated in a private or public hospital as a private patient. This means you may be able to choose the doctor that treats you, the hospital you are treated in, and a time for treatment that suits you.

It also provides “extras” cover for services generally not included under Medicare like dental, optical, physiotherapy, chiropractic treatment, remedial massage and acupuncture. Many people use their private health cover to get access to services they may otherwise not be able to afford.

And lastly, buying private hospital cover can help some people save on tax. If you’re single earning over $90K, or a couple or family earning over $180K, buying private hospital cover can help you to avoid an extra tax – the Medicare Levy Surcharge.

What cover is right for you?

Health insurance is not a one-size-fits-all proposition. Needs change depending on things like lifestyle, life stage, health issues and financial situations.

Choosing health cover can be confusing and even a bit overwhelming. You can either visit a health fund’s website using an online tool or get advice over the phone to help you choose the cover that’s right for you.

If you already have private health insurance, it’s a good idea to review it from time to time to make sure you’ve got the right level of cover at the right price.

Why choose Australian Unity?

It’s health insurance you can trust. Established in 1840, Australian Unity is Australia’s first member-owned wellbeing company, delivering health, wealth and living services. They are here to keep you physically and mentally healthy – regardless of your stage in life, what you’re doing or what you’re up against.

From singles to families and everything in between, Australian Unity offers a range of covers that you can mix-and-match to meet your needs and your budget. Plus, as Engineers Australia is part of Australian Unity’s partner network, you’ll receive an on-going discount of 7.5% on your health insurance. (This 7.5% discount includes all retail discounts and is available only when paying by direct debit. The discount is not available through brokers or comparators and excludes Overseas Visitor Cover.)

Call Australian Unity on 1800 224 244 to discuss your private health insurance needs or get an online quote. 

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